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Auto Insurance

Rowden, Hendrickson, Shipley, & Rymer is commited to providing the lowest possible auto insurance rates. As an Independent Agent we have the ability to compare rates with many of our carriers to find the best value and coverage for our clients.The value of auto insurance cannot be stressed enough. If you are an uninsured driver involved in an accident, you may face thousands – possibly millions – of dollars in expenses, depending on the severity of the situation.

In Texas, drivers are required to have at least liability coverage on their vehicles. The state minimum limits are:

   (1)$30,000 for bodily injury per person.

   (2)$60,000 aggregate (total bodily injury expenses per accident).

   (3)$25,000 for property damage.

If you have a Lienholder on your vehicle, they will want to be listed as a loss payee on the vehicle and usually require a $500 deductable for Comprehensive and Collision coverage.

The basics of auto insurance include liability, property, medical and under/uninsured motorist coverage.

Liability coverage pays for bodily injury or property damage claims to those you are legally responsible for. This coverage takes care of the damage you cause to someone else or his or her property.

Property coverage compensates for damage to or the theft of your car. Two types of property coverage include collision and comprehensive.

Medical coverage is responsible for the treatment of injuries to the driver and passengers of the policyholder’s car. Coverage is provided regardless of whether the individual is a passenger or struck as a pedestrian.

Uninsured motorist coverage reimburses you if you are hit by an uninsured driver. Underinsured motorist coverage provides compensation if the party at fault does not have adequate coverage to pay for your entire loss.

Use the link below to get an estimated quote from Progressive without having to speak to an agent.
If you would like to get an exact quote, please click here or call us at 972.932.7665
*As an Independent Agency we can run quotes with all our carriers to give you the best product at the best price*

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